Every middle class family needs to buy insurance to protect themselves, their family and their assets for the future. One of the most reliable insurance plans to embark on is Mass Mutual The Journey. The price range and protections offered by this plan is perfect for every working class family. Mass Mutual The Journey is applicable to all ages, so you don’t have to worry about how old you are.
Medical affordability is now reachable thanks to Mass Mutual The Journey. You only have to pay US $10 for prescription drugs and US $25 for doctor visits; expenses are deductible up to US $200 as well. Everyone has experienced a medical crisis at some point in his life. These things are unplanned and sometimes accidental. Births, deaths, sickness, diagnosis of a disease – these are all part of everyone’s life.
But what is Mass Mutual and why should you trust it? Mass Mutual is an old and well established company in the insurance industry. It was founded by George W. Rice in 1851, and was originally called Massachusetts Mutual Life Insurance Company or Mass Mutual for short. Today it is the leading mutual life insurance company, with a long history of financial and performance strength through the years. Every year since its founding in the 1850s, it has continued to pay dividends to the participating policyholders. Not only does it offer medical insurance, it also provides life insurance, long term care insurance, savings, retirement plans, disability insurance and annuities.
At present, Mass Mutual the Journey is based in Massachusetts, Enfield and Springfield and has grown into a global financial firm. People from all walks of life benefit from Mass Mutual: students, newlyweds, business owners, employees, the physically disabled and the old. Funds are equally and mutually distributed among their policy holders. They have the power to make decisions such as choosing the board of directors after the company’s yearly turnover. This unique form of ownership rights makes the Mass Mutual insurance policy beneficial. Dividends for policyholders are very attractive.
It has now some 13 million clients all over the world and more than US $500 billion in assets under its belt. It has more than 1,200 offices worldwide, with operations outside of USA, such as in Japan, China, Hong Kong, Macau, Chile, Luxembourg and Argentina. Its low and affordable premium is due to its absolute no-concern stand when it comes to self serving financial profits and returns. The company’s core values are wealth management, income stability and financial protection. The primary priority of Mass Mutual of Journey is the needs of their clients.
Many of the policies can be integrated with living and death benefits. Living benefits include income, accumulation and withdrawal benefits. Death benefits mean that a named beneficiary can get money upon the annuitant’s death. Enhanced benefits are also available at a higher cost.
You can never go wrong with a trusted and tenured company like Mass Mutual The Journey. It has one of the highest ratings in the insurance industry, garnering lots of awards from AM Best Company, Moody’s, Standard and Poors and Fitch Ratings.